It’s Tax Season again, everyone’s favorite time of year, and we’re sure you’ve already planned the vacation, new closet, bill, and/or savings you’ll be putting your tax return towards. Our hope here at ColorFull is that you don’t owe anything to the government! So, the accountant(s) on our team have Read more…
I received a notification from my bank that in the past month the 5k I had in my savings had earned me a grand total of 4 cents. Yes – I can now go buy – NOTHING. Nothing in this United States of America costs 4 cents. I would also Read more…
It’s Friday after work and you go out with your coworkers. You order 1 drink and a meal and maybe share an appetizer in total you probably owe $34. Add in tip and tax (Yes Gratuity and Taxes are a thing for those of you who act like they are Read more…
What is credit? In short the closer your number is to 850, creditors are more assured that you will pay them back. Ex. If I asked you for $1,000, and you looked up my credit score which is above 750, you could rest assured that I consistently pay off my Read more…
You got a credit card, and there is no APR for 12-18 months –Yass live your best life with no repercussions…Wrong. Credit cards are great especially when you get bonuses for signing up and don’t have to pay interest for a whole year. There is a downside though -plummeting credit Read more…
Bad Credit, high-interest rates, and late fees. Scary, right? I get it… So why use a credit card? Credit cards are revolving credit, meaning there is a maximum limit on your card, set by the bank that you can use and pay off on a daily basis. In theory, the Read more…
I paid off some of my loans in December of 2017. I was 6 months out of grad school and COULD NOT believe how much I was supposed to pay back in interest alone to these people if I followed the recommended payment plan. This was mainly because of Capitalism, Read more…
(Pic–> Tweet ” Buying a $40 bottle of liquor in the club for $300 doesn’t seem like some baller shit to me, just fiscally irresponsible lmao” re: “Did you mean to spell physically wrong orrr……” re: This is why I don’t argue with y’all) — I’m not here to Read more…